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Business Banking Accounts

Savings/MMA/CDs

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Business Savings
A business savings account is an essential tool for building financial resilience. It allows your organization to set aside funds for unforeseen expenses, maintain liquidity, and strategically plan for future growth.



Business Money Market Demand Account (MMA)
A Business Money Market Account offers the ideal balance between growth and flexibility. With competitive interest rates and access to your funds when needed, it’s a smart solution for managing surplus cash, maintaining liquidity, and earning more on your business reserves.

Business Savings
A business savings account is an essential tool for building financial resilience. It allows your organization to set aside funds for unforeseen expenses, maintain liquidity, and strategically plan for future growth.

Business Money Market Demand Account (MMDA)
A Business Money Market Account offers the ideal balance between growth and flexibility. With competitive interest rates and access to your funds when needed, it’s a smart solution for managing surplus cash, maintaining liquidity, and earning more on your business reserves.

Business Certificate of Deposit (CD)
A Business Certificate of Deposit (CD) provides a secure and predictable way to manage excess capital. By locking in a fixed interest rate over a set term, your business can earn competitive returns while preserving principal by helping you plan with confidence and strengthen your financial position.

Business Savings
A business savings account is an essential tool for building financial resilience. It allows your organization to set aside funds for unforeseen expenses, maintain liquidity, and strategically plan for future growth.

Business Money Market Demand Account (MMDA)
A Business Money Market Account offers the ideal balance between growth and flexibility. With competitive interest rates and access to your funds when needed, it’s a smart solution for managing surplus cash, maintaining liquidity, and earning more on your business reserves.

Business Certificate of Deposit (CD)
A Business Certificate of Deposit (CD) provides a secure and predictable way to manage excess capital. By locking in a fixed interest rate over a set term, your business can earn competitive returns while preserving principal by helping you plan with confidence and strengthen your financial position.

Business Savings

Features

Gold Star Savings

Gold Star Money Market

Minimum deposit to open

$50

$50

Minimum balance required to avoid fees

$200 minimum daily balance

$1,500
Minimum Daily Balance

Service Charge

$6 per quarter if average balance falls below $200 any day in quarter

$10 per month if
balance falls below
$1,500 any day in month.

Interest

Compounded and credited quarterly on daily balance. Minimum balance of $200 to obtain interest.

Compounded and credited monthly on daily balance. Minimum balance of $1,500 to obtain interest.

Debit Card

No

Yes

Number of transactions

Limited to 6 withdrawal per month; additional transactions $2 each

Unlimited

E-statements with images

Yes

Yes

Online/ mobile banking

Yes

Yes

Texas Republic logoGold Star SavingsGold Star Money Market
Minimum Deposit to Open:$50$50
Minimum Balance Required to Avoid Fees:$200
Minimum Daily Balance
$2,500
Minimum Daily Balance
Service Charge:$6 per quarter if
average balance falls below $200 any day in quarter
$10 per month if
average balance falls below $2,500 any day in month
Interest:Compounded and credited quarterly on daily balance. Minimum balance of $200 to obtain interest.Compounded and credited monthly on daily balance.
Debit Card:NoYes
Number of Transactions:Limited to 6 withdrawal per month; additional transactions $2 each.Limited to 6 withdrawal per month; additional transactions $5 each.
E-Statements with Images:YesYes
Online / Mobile BankingYesYes