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You probably have many emotions as you plan to buy your first house. It is quite an accomplishment! Before you jump in headfirst, here are some important first-time homebuyer tips to remember. 1. Consider your Short and Long-Term Needs Buying a house is a significant investment, usually for the long term. As you look at homes, consider what you need now and what you might need as your family grows or changes. Consider whether this is a short-term or long-term purchase, and choose the features accordingly to avoid the need to move prematurely. 2. Understand the Home’s Total Costs The […]
Mortgage Made Easy. Are you ready to buy your dream home? Applying for a home loan can feel overwhelming. Where do you start? What information is needed? How long does the process take? These are a few of the questions that might be running through your head. What if I told you that the mortgage process is actually simple? Clear communication, transparency throughout the entire process, and straightforward policies are what you can expect when working with Texas Republic Bank. Let’s dive into the information needed and the typical process your home loan application will go through. If you still […]
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IRAs: Here’s what to know
There are a few tools you can use while saving for retirement – one of them is an Individual Retirement Account, usually called an IRA. …
Learn moreWhat is Mortgage Underwriting?
Are you ready to buy a house? Congratulations! Are you currently buying a house and considering refinancing? With interest rates so low, now is a…
Learn moreHistory of US CD interest rates
CDs have long offered a great alternative to traditional savings accounts in the US. Putting your money in a CD is a low-risk way to…
Learn moreBuying a house during COVID
2020 was going to be your best year yet. You were going to travel, buy a house… and then the pandemic happened. COVID has…
Learn moreUnderstanding the VA Home Loan
Veterans of the US military have lots of benefits available to them when it comes to education, home buying, and even retail/restaurant discounts. Many times,…
Learn moreReopen Announcement
While we continue to diligently monitor the COVID-19 situation, we are thankful that we have been able to continue supporting our customers and communities during…
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