Your money, working harder for you.
Your goals are unique-your savings strategy should be too.
Personal Savings Accounts A personal savings account is a smart first step toward financial stability. It helps you set aside funds for unexpected expenses while supporting your long-term goals with dependable access and peace of mind.
Money Market Demand Account (MMA) Money market demand accounts offer a flexible way to grow your savings while maintaining easy access to your funds. With competitive interest rates and enhanced account features, it’s an ideal choice for individuals looking to build a strong financial cushion and stay prepared for future opportunities.
Personal Savings Accounts A personal savings account is a smart first step toward financial stability. It helps you set aside funds for unexpected expenses while supporting your long-term goals with dependable access and peace of mind.
Money Market Demand Account (MMDA) Money market demand accounts offer a flexible way to grow your savings while maintaining easy access to your funds. With competitive interest rates and enhanced account features, it’s an ideal choice for individuals looking to build a strong financial cushion and stay prepared for future opportunities.
Certificate of Deposit (CD)A Certificate of Deposit (CD) offers a secure way to grow your savings with guaranteed returns. By locking in a fixed interest rate over a set term, you can plan with confidence by knowing your funds are working for you while protected from market fluctuations.
Personal Savings
DREAM BUILDER SAVINGS | GOLD STAR SAVINGS | GOLD STAR MONEY MARKET | |
|---|---|---|---|
Minimum Deposit to Open | $0 | $50 | $50 |
Minimum Balance to Avoid Fees | None | $200 Minimum Daily Balance | $2,500 Minimum Daily Balance |
Service Charge | None | $6 per quarter if balance falls below $200 any day in quarter | $10 per month if balance falls below $2,500 any day in month |
Interest | Compounded and credited monthly on daily balance | Compounded and credited quarterly on daily balance Minimum balance of $200 to obtain interest | Compounded and credited monthly on daily balance |
Debit Card | No | No | Yes |
Number of transactions | Limited to 6 withdrawals per month; additional withdrawals $2 each | Limited to 6 withdrawals per month; additional withdrawals $2 each | Limited to 6 withdrawals per month; additional withdrawals $5 each |
E-Statements with Images | Yes | Yes | Yes |
Online/Mobile Banking | Yes | Yes | Yes |
Eligible for Reward | Yes | None | None |

Cesar
