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Copyright © 2025 Texas Republic Bank All rights reserved

Products & Services

Personal Banking

Business Banking

Treasury Services

About Us

Leadership

Community

Locations

Careers

Blogs

Equal Housing Lender
Member
FDIC

Resources

Financial Education

Fraud Protection

Form Downloads

Policy

Accessibility

HMDA

Mobile Banking Agreement

Online Banking Agreement

Privacy Policy

Security Statement

Site Map

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Medical and Professional Practice Lending

Texas Republic Bank provides strength and stability to our medical professional customers. We offer special financing and deposit services to them, their families, and their practices. As a medical professional, you value ways to grow your practice. As a bank, we provide you with the expert advice and insight you need to keep your finances in order. We have the business financing solutions and deposit services to help you tackle any financial challenge so you can focus on doing what you do best.

Whether you’re starting a new practice or expanding your existing practice, Texas Republic Bank has the services you need — right now! We can meet your needs with time and money-saving products like remote deposit, lockbox, online banking, and treasury management. And our experienced business bankers can meet your borrowing needs with smart, comprehensive solutions custom tailored just for you. We have loans to build, equip, and operate your healthcare business so you can achieve your business goals.

Equipment Financing

At Texas Republic Bank, we realize how important it is to have the right tools to make a superior product or provide the best service possible. Texas Republic Bank will use flexible financing and exceptional personal service to assist you in your purchase of new or used equipment.

SBA Loans

Because Texas Republic is an SBAPreferred Lender, we can give you the fastest answer possible on an SBA loan.  SBA loan programs include:

–  7 (a) Guaranteed Loans
–  SBA Express
–  504 Loans

SBA loans can be used for working capital, mergers and acquisitions, equipment financing, and owner-occupied real estate for your business.

Lines of Credit

Improve your cash flow and liquidity with a Texas Republic Bank Line of Credit. We offer operating lines of credit that may be secured with Accounts Receivable and Inventory, or other assets. Knowledgeable and experienced loan officers will assist you and be able to offer a competitive interest rate.

Term Loans

To help you meet your business goals, Texas Republic Bank can provide loans to finance your equipment, expand your existing business or provide financing to acquire new business.

Cesar
Cesar is a mortgage loan officer entering his third year in lending at Texas Republic Bank. As a loan officer, he finds great joy in helping clients secure the right financing for their homes. Born in Dallas and raised in Plano and Richardson, Cesar has a deep understanding of the local market and a passion for guiding borrowers through the lending process. Whether assisting first-time homebuyers, seasoned investors, or those with unique financial situations, Cesar is committed to finding tailored solutions that fit each client’s needs.
Fluent in Spanish, Cesar specializes in non-qualifying mortgage loans such as investor DSCR loans or self-employed bank statement loans as well as conventional and jumbo financing. Cesar also specializes in portfolio lending, making homeownership possible for those who may not fit traditional lending criteria.
With a client-focused approach, Cesar prioritizes transparency, education, and clear communication, ensuring borrowers feel confident at every step of the mortgage process.


Ed
Ed is an experienced mortgage loan officer who has lived and worked in north Dallas for more than 25 years. He raised his family in the Richardson ISD area and enjoys serving in the community where he lives and works.
He made a choice years ago to use his financial skills to help people with their home financing. He will tell you it is a blast to help a young family understand the financing side of buying a home, and to be with them at closing when they get the keys to their new home. It is equally exciting to help someone who is building a dream home and to provide the financing that turns their ideas into a reality.
When Ed is not working, his interests turn to strengthening families through his work as a community volunteer, a former Trustee for Buckner Children and Families Services and Buckner International, and through his church.


Tasha

Tasha Reed is a mortgage expert with over 20 years of mortgage experience with a passion for artistically crafting the perfect

Tasha Reed is a mortgage expert with over 20 years of mortgage experience with a passion for artistically crafting the perfect mortgage.
She specializes in diverse lending situations, offering complete transparency and a relationship-centered approach.

Church Loans

Texas Republic Bank lenders have been involved in church loan finance for years and will work closely with your church to fully understand your leadership’s objectives and financial capabilities, and can create flexible financing structures to fit those particular needs.

Commercial Real Estate Loans

When your business has outgrown your current location, start the search by getting pre-approved for a Commercial Real Estate Loan from Texas Republic Bank. We offer strong deals with competitive rates and can help get you into your new location seamlessly. Let our experienced loan officers get you out of your old building and into a new building today. Some benefits of choosing Texas Republic Bank are competitive rates and flexible terms with local and timely decision making. We also provide loans for acquisition of investment real estate, and have experienced lenders to serve you needs. We like to say: “No one commits and closes faster!”

Interim Construction and Mini-Perm Financing​​

With a Construction and Mini-Perm Loan from Texas Republic Bank, our real estate financing experts will ensure you get a good rate and terms that fit your budget, so you can start breaking ground right away. Benefits of choosing Texas Republic Bank Commercial Real Estate Lending include competitive rates, flexible terms, and timely decision making.​

Real Estate Capital and Texas Republic Bank

Unlike the situation at some banks, real estate lending is not off the menu at Texas Republic Bank (TRB). TRB not only likes real estate secured loans but we have the experience and the expertise to assist real estate owners and investors with the following types of real estate loans:

  • Owner-occupied commercial buildings.
  • Investor loans for offices, multi-family, shopping centers and office-warehouses.
  • Church Loans for new construction, remodeling or refinance.
Individual Retirement Account (IRA)

Texas Republic Bank offers loans to self-directed IRAs to finance real estate investments under IRS approved structures. These loans allow IRAs to invest in real estate as an additional and attractive option as part of an integral estate planning strategy. Often such investments qualify for deferral of taxes under IRS regulations. While self-directed IRAs may make investments in a variety of asset types, Texas Republic Bank only makes loans to IRAs to finance real estate investments. If you are interested, contact your preferred Texas Republic Bank loan officer or banking center. You should also contact your attorney, tax or financial advisor, or estate planning consultant. Texas Republic Bank is not a financial advisor and does not provide financial, estate planning, tax or legal advice.

Loan types that Texas Republic Bank specializes in for IRA borrowers are income-producing commercial real estate, residential rental properties, and residential buy-fix-sell properties.

Small Business Administration (SBA)

Because Texas Republic is an SBA Preferred Lender, we can give you the fastest answer possible on an SBA loan. SBA loan programs include:

  • 7(a) guaranteed loans
  • SBA Express
  • 504 loans

SBA loans can be used for working capital, merger and acquisition, equipment financing, and owner occupied real estate for your business.

Certificate of Deposit (CD) Secured

If you are looking for flexible access to your liquidity while earning great rates, consider a CD-secured loan or line of credit. With a streamlined approval process, we can offer a variety of loan structures that best fit your needs and circumstances.

Medical and Professional Practice

Texas Republic Bank provides strength and stability to our medical professional customers. We offer special financing and deposit services to them, their families, and their practices. As a medical professional, you value ways to grow your practice. As a bank, we provide you with the expert advice and insight you need to keep your finances in order. We have the business financing solutions and deposit services to help you tackle any financial challenge so you can focus on doing what you do best.

Whether you’re starting a new practice or expanding your existing practice, Texas Republic Bank has the services you need! We can meet your needs with time and money-saving products like remote deposit, lockbox, online banking, and treasury management. Our experienced business bankers can meet your borrowing needs with smart, comprehensive solutions custom tailored just for you. We have loans to build, equip, and operate your healthcare business so you can achieve your business goals.

Business Lines of Credit

Improve your cash flow and liquidity with a Texas Republic Bank Line of Credit. We offer operating lines of credit that may be secured with Accounts Receivable and Inventory, or other assets. Knowledgeable and experienced loan officers will assist you and be able to offer a competitive interest rate.

Commercial Term and Equipment

To help you meet your business goals, Texas Republic Bank can provide loans to finance your equipment, expand your existing business or provide financing to acquire new business.

At Texas Republic Bank, we realize how important it is to have the right tools to make a superior product or provide the best service possible. We offer flexible financing and exceptional personal service to assist you in your purchase of new or used equipment.

Non-Profit & Faith-based Organization

Texas Republic Bank has been involved in church and non-profit loan finance for years and will work closely with your organization to fully understand your leadership’s objectives and financial capabilities.

We specialize in creating flexible financing structures to fit the unique needs of your organization.

Construction & Development

If you are looking to construct a new commercial building for your business or for investment purposes, Texas Republic Bank can help. Texas Republic Bank can help. Our real estate financing experts will ensure you get a good rate and terms that fit your budget, so you can start breaking ground right away. Benefits of choosing Texas Republic Bank include competitive rates, flexible terms, and timely decision making.

We also provide financing for real estate development. Our lenders have expertise in a wide range of projects and would love to assist you with bringing your vision to reality.

Commercial Real Estate

Has your business outgrown your current location? Looking to expand your business? Start the search by getting pre-approved for a Commercial Real Estate Loan from Texas Republic Bank. We offer strong deals with competitive rates and can help get you into your new location seamlessly. Let our experienced loan officers get you out of your old building and into a new building today. Some benefits of choosing Texas Republic Bank are competitive rates and flexible terms with local and timely decision making.

We also provide loans for the acquisition of investment real estate and have experienced lenders to serve your needs. We like to say: “No one commits and closes faster!”

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